Nowadays, it can be hard to guarantee a secure and profitable return on any investment that you make. The market fluctuates too quickly in some cases for it to be possible and assured. With that said, there are still 5 main things which are retaining their value and seem to be more certain in terms of their financial holding power than a lot of other things.
Property
Getting into the property management game can be hard work. There are a lot of real estate offers up for negotiation currently, and bagging a good deal is part of the luck of the draw. If it is your first time investing in a property, buying to let is probably your best option. The rental market is booming currently, an there will always be queues of people waiting to move into a home. Ensuring that you are buying a house that needs minimal work is a safe way to start. If you are looking to buy a property to refurbish and sell again, it needs to be remembered that this is something that takes time and extra finance to get sorted.
Metals
Gold is money. It’s as simple as that. Other metals are selling for almost as much, but gold is the constant that just keeps on giving. There are markets online which sell bullion for set prices which are fluctuated by the value as determined by the shares and stocks of that day, so what you may pay one day is not necessarily the same as you would pay another. Some offer an email service to tell you when it goes below a certain price, should you wish to wait for that price to crop up, but otherwise it’s just a game of luck. Every few years there is a bit of a gold rush where the price hikes itself back up to a reasonable figure, but it’s just about waiting for that to happen. If it doesn’t happen for a while, then it shouldn’t matter too much – you still have the gold sat there as an investment for the future. It could be made into jewellery to further increase the value.
Jewels
Such as the value of gold is open to fluctuation, so is that of precious jewels. Diamonds, rubies, sapphires – you name it, there are people out there in the world wanting to buy it. Again, like the gold, there are sites online available for you to purchase the raw stones with the prices determined by weight/carats. Choosing to invest in this to sell on is a game of luck, but if you keep your eyes on the market that are into buying these gems, and notice the trends of the sellers, you may just be able to pick up on a few hints and tips to see you through.
Business Fundings
Business is tricky. There are always going to be people who put their all into their business ventures and end up losing it. It’s just the way the world works, unfortunately. No matter how much effort and time an individual can put towards something that they truly believe in, chances are that unless they’re serendipitous with timings and what they’re marketing, it won’t take off. So why should you be investing your money into funding businesses? Well, it’s not the startups that you are looking for – save your seat in Dragon’s Den just for now. You can help somebody set up an already sound and recognised franchise, or put your money into a company that is doing well and has done for some time. It doesn’t have to be a flutter of chance – you can sit and make the most well-informed decision with this, with proof of opportunity hopefully being presented to you with previous year’s accounts.
Bonds
A lot of people have lost faith in bonds over the years, mainly because they’re expecting to see a fast return on their investment. This is not what bonds do – you’ll be lucky to make an amount to boast about over a couple of decades – but your money will be safe. It is an IOU of sorts, and the majority are for a fixed period with a fixed interest rate. This is especially good if you are not sure of your financial stability for the future; lending a government or bank the money that you have right now means that you will not be able to spend it. It’s just about whether you can wait for it to be returned back to you.
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